Whether you are buying your first home, an experienced home mover, looking to re-mortgage or buying for investment, the mortgage process can still be a very daunting prospect. There are many different types of mortgage products including fixed rates, variables, trackers, discounts, capped and so on, knowing which is the best product to suit your needs is not always obvious. I will explain the benefits and pitfalls of each and ensure your mortgage matches your priorities and budget. I will be dealing directly with the lenders so that you do not need to.
For mortgage advice we usually charge a fee of £399 for researching and selecting a mortgage that best suits your needs. This fee is payable when the mortgage application is submitted to the lender. We will also receive commission from the lender. The initial consultation is free. Other fees may be applied by third parties in the house buying process.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.