When you deal with lenders directly, they will only tell you about their own mortgage products. Some estate agents will offer mortgage products from a very limited panel.
At Penny Jones Mortgages I am able to offer a comprehensive 1st charge mortgage contract from across the market and I offer a referral service for 2nd charge regulated mortgage contracts.
This enables me to choose the product that is right for you, whatever your personal and financial circumstances.
For mortgage advice we usually charge a fee of £399 for researching and selecting a mortgage that best suits your needs. This fee is payable when the mortgage application is submitted to the lender. We will also receive commission from the lender. The initial consultation is free. Other fees may be applied by third parties in the house buying process.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.