'If you own your own home, you'll need to have buildings cover just in case your home is damaged and needs a repair. It's usually a condition of your mortgage and, if you're a landlord, it's your responsibility - not your tenants. Although it's not compulsory, if you own your own home this sort of insurance should be a top priority' - source The Money Advice Service.
As well as protecting your home it is also prudent to protect your personal belongings (the contents of your home).
For Buildings & contents insurance I offer products from a selected panel of providers.