First Time Buyer
Deciding to buy a home is one of the biggest steps you can make in your life and for most of us it will be the most expensive thing we will ever buy. It is therefore extremely important to make sure that you fully understand everything that is involved before you take that next step. Mortgage options are vast and can seem a little overwhelming. At PJM, I will talk you though the options, make sure you fully understand the home buying process and give you an idea of what you can potentially borrow and what it will cost you. I strongly advise that this is done before you start looking at property, it will mean that you are then viewing the right properties for your budget.
For mortgage advice we usually charge a fee of £399 for researching and selecting a mortgage that best suits your needs. This fee is payable when the mortgage application is submitted to the lender. We will also receive commission from the lender. The initial consultation is free. Other fees may be applied by third parties in the house buying process.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.