PJM is not a comparison site
'There are thousands of mortgages on the market, and it's easy to become befuddled by the sheer vastness of choice and deals.
However, taking proper mortgage advice should help find the perfect deal for your first home, or the right offer if you're remortgaging' (Source: Which?)
Comparison sites can be extremely confusing and do not offer advice or take into account your individual goals and circumstances. Each lender has a different set of qualifying criteria and products may be displayed that you do not qualify for. This can result in a lot of wasted time and effort with lenders who may decline you. This can also lower your credit score and actually make it even harder to get a mortgage. It is important that you understand all the terms, features and facts about a mortgage before you apply for it. What may initially seem the best mortgage often isn't once all the factors and potential hidden charges are considered.
For mortgage advice we usually charge a fee of £399 for researching and selecting a mortgage that best suits your needs. This fee is payable when the mortgage application is submitted to the lender. We will also receive commission from the lender. The initial consultation is free. Other fees may be applied by third parties in the house buying process.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.